/* =========================================================
   59 Minutes Education Loan — Global Stylesheet
   ========================================================= */

:root{
  --blue:#0e46c8;
  --blue-dark:#0a3499;
  --blue-soft:#e8f0ff;
  --yellow:#f6b80f;
  --text:#16233f;
  --muted:#6b7891;
  --line:#e7ebf3;
  --bg:#f4f7fd;
  --shadow:0 18px 46px rgba(17,32,63,.08);
  --radius:22px;
}

*{box-sizing:border-box}

html{
  scroll-behavior:smooth;
  scroll-padding-top:100px;
}

section[id], div[id], article[id]{
  scroll-margin-top:100px;
}

body{
  margin:0;
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.5;
  -webkit-font-smoothing:antialiased;
}

h1,h2,h3,h4{
  font-family:'Poppins','Inter',sans-serif;
  font-weight:700;
  margin:0 0 6px;
  color:var(--text);
}

h1{font-size:44px;line-height:1.1}
h2{font-size:32px;line-height:1.15}
h3{font-size:22px}
p{margin:0 0 10px;color:var(--text)}
a{text-decoration:none}
img{max-width:100%;display:block}
ul{margin:0;padding:0;list-style:none}
button{font-family:inherit;cursor:pointer}

.accent{color:var(--blue)}

.container{
  width:100%;
  max-width:1340px;
  margin:0 auto;
  padding:0 20px;
}

.section{padding:46px 0}

.label{
  display:inline-block;
  color:var(--blue);
  font-weight:800;
  font-size:13px;
  letter-spacing:.08em;
  text-transform:uppercase;
  margin-bottom:8px;
}

.white-card{
  background:#fff;
  border-radius:var(--radius);
  box-shadow:var(--shadow);
}

/* Buttons */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:14px 26px;
  border-radius:14px;
  font-weight:700;
  font-size:15px;
  border:none;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--blue);color:#ffffff !important;box-shadow:0 12px 26px rgba(14,70,200,.28)}
.btn-primary:hover{background:var(--blue-dark);color:#ffffff !important}
.loan-item a.btn-primary{color:#ffffff !important}
.btn-outline{background:#fff;color:var(--blue);border:1.5px solid var(--blue)}
.btn-yellow{background:var(--yellow);color:#10213f}

/* =========================================================
   Header / Navigation
   ========================================================= */
.site-header{
  position:sticky;
  top:0;
  z-index:200;
  background:rgba(244,247,253,.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.topbar{
  background:var(--blue) !important;
  color:#ffffff !important;
  font-size:13px;
  font-weight:600;
}
.topbar .container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding-top:7px;
  padding-bottom:7px;
}
.topbar span{color:#ffffff !important;white-space:nowrap}
.topbar a{color:#ffffff !important;opacity:.95;text-decoration:none;white-space:nowrap}
.topbar a:hover{opacity:1;text-decoration:underline}
.topbar .topbar-links{display:flex;align-items:center;gap:20px;margin-left:auto;white-space:nowrap}

.navwrap{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:10px 0;
}
.brand{
  display:flex;
  align-items:center;
  gap:10px;
  margin-right:20px;
}
.site-logo{
  height:42px;
  width:auto;
  max-width:180px;
  object-fit:contain;
  display:block;
  padding-right:12px;
  transition:all .2s ease;
}
@media (max-width:992px){
  .brand{margin-right:12px;}
  .site-logo{height:34px !important;max-width:145px !important;padding-right:6px;}
}
@media (max-width:600px){
  .brand{margin-right:8px;}
  .site-logo{height:30px !important;max-width:125px !important;padding-right:4px;}
}

.main-nav{display:flex;align-items:center;gap:2px}
.main-nav>ul{display:flex;align-items:center;gap:2px}
.main-nav>ul>li{position:relative}
.main-nav>ul>li>a{
  display:flex;
  align-items:center;
  gap:4px;
  padding:8px 12px;
  border-radius:8px;
  font-weight:600;
  font-size:13.5px;
  color:var(--text);
  white-space:nowrap;
}
.main-nav>ul>li>a:hover,
.main-nav>ul>li.active>a{color:var(--blue);background:var(--blue-soft)}
.main-nav .caret{font-size:10px;margin-left:2px;transition:transform .15s ease}
.main-nav>ul>li:hover .caret{transform:rotate(180deg)}

.nav-actions{display:flex;align-items:center;gap:8px}
.nav-actions .btn{padding:8px 16px;font-size:13.5px;border-radius:10px}

/* Dropdown megamenu */
.dropdown{
  position:absolute;
  top:calc(100% + 4px);
  left:0;
  min-width:480px;
  background:#ffffff;
  border-radius:18px;
  box-shadow:0 20px 50px rgba(15, 23, 42, 0.14);
  padding:18px 22px;
  display:none;
  grid-template-columns:repeat(2,1fr);
  gap:16px 24px;
  border:1px solid rgba(226, 232, 240, 0.9);
  z-index:9999;
}
.main-nav>ul>li:hover .dropdown{display:grid}
.dropdown-col h5{
  font-size:11px;
  text-transform:uppercase;
  letter-spacing:.07em;
  color:var(--muted);
  font-weight:800;
  margin:4px 0 8px 4px;
}
.dropdown-col a{
  display:flex;
  align-items:center;
  padding:7px 10px;
  border-radius:8px;
  color:var(--text);
  font-size:13.5px;
  font-weight:600;
  transition:all .15s ease;
  text-decoration:none;
}
.dropdown-col a:hover{
  background:var(--blue-soft);
  color:var(--blue);
  transform:translateX(2px);
}

.menu-toggle{
  display:none;
  background:none;
  border:none;
  padding:8px;
  flex-direction:column;
  gap:5px;
}
.menu-toggle span{
  display:block;
  width:22px;
  height:2px;
  background:var(--text);
  border-radius:2px;
}

/* Feature Cards: Loan vs Scholarship & Cost of Study Planner */
.feature-box-card {
  border-radius: 18px;
  padding: 22px 24px;
  margin-top: 18px;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.feature-box-card:hover {
  transform: translateY(-2px);
}
.feature-box-card.blue-theme {
  background: linear-gradient(135deg, #f0f7ff 0%, #e2eefd 100%);
  border: 1.5px solid #bfdbfe;
  box-shadow: 0 8px 24px rgba(14, 70, 200, 0.06);
}
.feature-box-card.orange-theme {
  background: linear-gradient(135deg, #fff7ed 0%, #ffedd5 100%);
  border: 1.5px solid #fed7aa;
  box-shadow: 0 8px 24px rgba(255, 138, 19, 0.06);
}

.feature-box-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 12px;
  border-radius: 20px;
  font-size: 11.5px;
  font-weight: 800;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.blue-theme .feature-box-badge {
  background: #dbeafe;
  color: #1e40af;
}
.orange-theme .feature-box-badge {
  background: #ffedd5;
  color: #c2410c;
}

.feature-box-card h4 {
  font-size: 19px;
  font-weight: 800;
  color: #0f2f78;
  margin-bottom: 6px;
}
.feature-box-card p {
  font-size: 13.5px;
  color: #475569;
  line-height: 1.55;
  margin-bottom: 14px;
  font-weight: 500;
}

.planner-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 14px;
}
.planner-chip {
  background: #ffffff;
  border: 1px solid #fed7aa;
  color: #9a3412;
  padding: 4px 10px;
  border-radius: 8px;
  font-size: 12px;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.scholarship-preview-box {
  background: #ffffff;
  border: 1px solid #bfdbfe;
  border-radius: 12px;
  padding: 10px 14px;
  margin-bottom: 14px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12.5px;
  font-weight: 700;
  color: #1e3a8a;
}

.feature-box-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 20px;
  border-radius: 10px;
  font-weight: 800;
  font-size: 13.5px;
  transition: all 0.2s ease;
  text-decoration: none;
}
.blue-theme .feature-box-btn {
  background: #0f2f78;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(15, 47, 120, 0.2);
}
.blue-theme .feature-box-btn:hover {
  background: #163e9b;
  transform: translateY(-1px);
}

.orange-theme .feature-box-btn {
  background: #ff8a13;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(255, 138, 19, 0.25);
}
.orange-theme .feature-box-btn:hover {
  background: #e07406;
  transform: translateY(-1px);
}

/* =========================================================
   Footer
   ========================================================= */
.site-footer{
  background:#0d1a36;
  color:#c9d3ea;
  padding:56px 0 0;
  margin-top:40px;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.3fr 1fr 1fr 1fr 1.1fr;
  gap:28px;
  padding-bottom:36px;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.footer-brand .brand{color:#fff}
.footer-brand p{color:#94a1c2;font-size:14px;margin:14px 0 18px}
.footer-social{display:flex;gap:10px}
.footer-social a{
  width:36px;height:36px;border-radius:10px;
  background:rgba(255,255,255,.06);
  color:#fff;display:grid;place-items:center;font-size:14px;
}
.footer-col h5{
  color:#fff;
  font-size:14px;
  text-transform:uppercase;
  letter-spacing:.06em;
  margin-bottom:16px;
}
.footer-col ul li{margin-bottom:10px}
.footer-col a{color:#a9b4d0;font-size:14px}
.footer-col a:hover{color:#fff}
.footer-bottom{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:20px 0 28px;
  font-size:13px;
  color:#7f8bab;
  gap:14px;
  flex-wrap:wrap;
}
.footer-bottom a{color:#a9b4d0}

/* =========================================================
   Shared components used across content pages
   ========================================================= */
.page-hero{
  padding:54px 0 36px;
  background:linear-gradient(180deg,#e9f0ff 0%,var(--bg) 100%);
}
.page-hero .label{color:var(--blue)}
.page-hero p.lead{max-width:680px;color:var(--muted);font-size:17px}
.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:12px}
.breadcrumb a{color:var(--muted)}
.breadcrumb b{color:var(--blue)}

.pill-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}
.pill{
  padding:9px 16px;
  border-radius:999px;
  background:#fff;
  border:1px solid var(--line);
  font-weight:700;
  font-size:14px;
  color:var(--text);
}
.pill.is-active,.pill:hover{background:var(--blue);color:#fff;border-color:var(--blue)}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}

.info-card{padding:24px}
.info-card .icon{
  width:48px;height:48px;border-radius:12px;
  background:var(--blue-soft);color:var(--blue);
  display:grid;place-items:center;font-size:20px;margin-bottom:14px;
}
.info-card h4{font-size:18px;margin-bottom:6px}
.info-card p{font-size:14px;color:var(--muted);margin-bottom:0}

.data-table-wrap{overflow-x:auto;border-radius:18px;box-shadow:var(--shadow);background:#fff}
table.data-table{width:100%;border-collapse:collapse;min-width:720px}
table.data-table th{
  background:var(--blue-soft);
  color:var(--blue-dark);
  text-align:left;
  font-size:13px;
  text-transform:uppercase;
  letter-spacing:.03em;
  padding:14px 16px;
  white-space:nowrap;
}
table.data-table td{
  padding:14px 16px;
  border-top:1px solid var(--line);
  font-size:14px;
  vertical-align:top;
}
table.data-table tr:hover td{background:#fafcff}

.filter-table-row{display:none}
.filter-table-row.is-visible{display:table-row}

.two-col-info{display:grid;grid-template-columns:1fr 1fr;gap:22px}

.faq-list{max-width:840px;margin:0 auto}
.faq-item{
  background:#fff;
  border-radius:16px;
  box-shadow:var(--shadow);
  margin-bottom:14px;
  overflow:hidden;
}
.faq-q{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:16px;
  padding:18px 22px;
  font-weight:700;
  font-size:15px;
}
.faq-q .faq-plus{
  width:26px;height:26px;border-radius:50%;
  background:var(--blue-soft);color:var(--blue);
  display:grid;place-items:center;flex-shrink:0;
  transition:transform .2s ease;
}
.faq-item.open .faq-plus{transform:rotate(45deg)}
.faq-a{
  max-height:0;
  overflow:hidden;
  transition:max-height .25s ease;
  padding:0 22px;
  font-size:14px;
  color:var(--muted);
}
.faq-item.open .faq-a{padding-bottom:18px}

.faq-tabs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:26px}

.step-list{counter-reset:step}
.step-list li{
  position:relative;
  padding:0 0 26px 46px;
  border-left:2px dashed var(--line);
  margin-left:19px;
}
.step-list li:last-child{border-color:transparent;padding-bottom:0}
.step-list li::before{
  counter-increment:step;
  content:counter(step);
  position:absolute;
  left:-20px;top:0;
  width:38px;height:38px;
  border-radius:50%;
  background:var(--blue);
  color:#fff;
  font-weight:800;
  display:grid;place-items:center;
}
.step-list h4{margin-bottom:4px}
.step-list p{color:var(--muted);font-size:14px}

.stat-mini{display:flex;gap:10px;align-items:center}
.stat-mini strong{font-size:22px;color:var(--blue);display:block}
.stat-mini span{font-size:12px;color:var(--muted);font-weight:700}

.cta-band{
  background:linear-gradient(90deg,#0e46c8,#144fd8);
  border-radius:26px;
  padding:34px 38px;
  color:#fff;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:18px;
  flex-wrap:wrap;
}
.cta-band h3{color:#fff;font-size:28px;margin-bottom:4px}
.cta-band p{color:rgba(255,255,255,.85);margin:0}

/* Placeholder illustration blocks (used instead of missing photography) */
.art-block{
  border-radius:20px;
  display:flex;
  align-items:center;
  justify-content:center;
  color:#fff;
  font-weight:700;
  text-align:center;
  padding:20px;
}

/* =========================================================
   Responsive
   ========================================================= */
@media (max-width:1080px){
  .footer-grid{grid-template-columns:1fr 1fr 1fr}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:repeat(2,1fr)}
}

@media (max-width:900px){
  .main-nav{display:none}
  .menu-toggle{display:flex}
  .dropdown{position:static;box-shadow:none;border:none;display:none;grid-template-columns:1fr;min-width:0;padding:6px 0 6px 14px}
  .dropdown.mobile-open{display:grid}
  .site-header.mobile-open .main-nav{
    display:block;
    position:absolute;
    top:100%;left:0;right:0;
    background:#fff;
    border-top:1px solid var(--line);
    box-shadow:0 20px 40px rgba(17,32,63,.12);
    padding:12px 20px 22px;
    max-height:80vh;
    overflow:auto;
  }
  .site-header.mobile-open .main-nav>ul{flex-direction:column;align-items:stretch;gap:0}
  .site-header.mobile-open .main-nav>ul>li>a{justify-content:space-between}
  .nav-actions .btn-outline{display:none}
  .topbar .topbar-links{display:none}
}

@media (max-width:768px){
  h1{font-size:32px}
  h2{font-size:26px}
  .grid-4,.grid-3,.grid-2,.two-col-info,.footer-grid{grid-template-columns:1fr}
  .cta-band{flex-direction:column;align-items:flex-start;padding:26px}
  .cta-band .btn{width:100%}
  .footer-bottom{flex-direction:column;align-items:flex-start}
}